The Mortgage Process Made Simple

  1. Calculate - Develop your own personal strategy, for your own personal goals because you now have "A friend in the mortgage business" - homeloansdelivered.com! Questions like: Renting vs Buying, How much can I afford, and "What are my different Mortgage options" - we can answer!

  2. Pre-qualify - We have Loan Analyzer tools that can compare hundreds of Lenders best options for your personal needs. Click here, and let us collect some simple basic information from you and we will get started now.

  3. Pre-approval - Get conditional approval before you even select property or make final decision! Once submitted, with your approval we obtain credit scores and we go to work on your behalf. After finalyzing strategy - obtain conditional approval from the Lender who will ultimately fund the loan.

  4. Complete Application with Simple but precise information - we continue the process of your Loan by collecting more detailed data to assemble a personal portfolio on you and your property.

  5. Sign and Return Application - At this point, you will receive copy of your completed application and after review, sign and return to us. This is the point where we will develop personal strategy to acquire all necessary documentation to make your portfolio the most attractive as possible to our Lender options. The best portfolio will allow us to capture the best deal for you!

  6. Appraisal Conducted - An appraisal of the property will be scheduled and conducted - you are contacted with the results.

  7. Rate Lock - Before closing, we will need to lock-in interest rates for your loan.

  8. Closing - Get ready to celebrate! Our team has orchestrated vendors from mortgage, title, appraisal, and others to come together at the "closing" table. Legal documents are signed; fees, downpayments, etc - if applicable - are collected. Let's celebrate as you get the keys to your beautiful home!